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Savings accounts

Start building your savings in minutes

Smart savings, simple banking

Building a strong financial future starts with saving. At Urban Empowerment Federal Credit Union, we offer flexible savings accounts with competitive rates and easy access, so you can grow your money and stay on track toward your goals.

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Start saving with our essential Share Savings account.

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Set money aside for holidays, school, or special occasions.

family on the beach

Reach your vacation goals with simple, stress-free savings.

Our savings options

Explore our savings options and find the account that fits your needs. From everyday saving to options designed for higher growth, each account is built to support you at every stage of your financial journey.

Share Savings

Open up to 3 accounts per member

  • Earn dividends while you save
  • Use as your primary membership account
  • Flexible for emergency, longterm, or personal goals

Club Savings

Holiday, back to school, vacation

  • Designed to help you save for specific seasons or events
  • Automatic deposits make saving simple
  • Withdraw funds when your club goal is reached

Your deposits are federally insured up to $250,000 by the NCUA.

It’s great to have savings to withdrawal from for the holiday spending.

ROBIN W.

UEFCU gave me quick access to my funds when I needed them, without unnecessary hassle.

CANDECE

I appreciate being able to speak directly with someone who can answer my questions and guide me through my options. It feels personal and supportive rather than transactional.

D. JAMES