
Savings accounts
Start building your savings in minutes
Smart savings, simple banking
Building a strong financial future starts with saving. At Urban Empowerment Federal Credit Union, we offer flexible savings accounts with competitive rates and easy access, so you can grow your money and stay on track toward your goals.

Build your foundation
Start saving with our essential Share Savings account.

Plan for what matters
Set money aside for holidays, school, or special occasions.

Save for your next getaways
Reach your vacation goals with simple, stress-free savings.
Our savings options
Explore our savings options and find the account that fits your needs. From everyday saving to options designed for higher growth, each account is built to support you at every stage of your financial journey.
Share Savings
Open up to 3 accounts per member
- Earn dividends while you save
- Use as your primary membership account
- Flexible for emergency, longterm, or personal goals
Club Savings
Holiday, back to school, vacation
- Designed to help you save for specific seasons or events
- Automatic deposits make saving simple
- Withdraw funds when your club goal is reached
Your deposits are federally insured up to $250,000 by the NCUA.
Real stories. Real impact.
Trusted by members building stronger financial futures.
It’s great to have savings to withdrawal from for the holiday spending.
ROBIN W.
UEFCU gave me quick access to my funds when I needed them, without unnecessary hassle.
CANDECE
I appreciate being able to speak directly with someone who can answer my questions
and guide me through my options. It feels personal and supportive rather than
transactional.
D. JAMES