Personal loans
Affordable loans designed for real life
Loans for your every day needs
Debt Consolidation
Combine & simplify payments
Build Credit
Establish or rebuild your credit
Life’s Big Moments
Engagements, weddings & more
Our personal loan options
See which loan fits your needs.
Secured Loans
Up to $10,000; no credit score required
- Use savings or other assets as collateral
- Typically offer lower interest rates
- Ideal for larger planned expenses
Personal Loans
Up to $10,000; minimum credit score 600
- No collateral required
- Based on credit history and income
- Suitable for everyday or unexpected expenses
Credit Builder
Up to $1,200; no credit check; 12-month term
- Builds credit with on-time payments
- Funds released at end of term
- Ideal for rebuilding or establishing credit history
Real stories. Real impact
Trusted by members building stronger financial futures.
UEFCU helped me rebuild my credit.
JOHN M.
A credit union that really cares about me.
JANE M.
A great way to grow my savings.
SARA L.